Frequently Asked Questions
How fast can I get funded?
Depending on the product you choose, funding can happen in as little as 24 hours. Term loans and merchant cash advances are typically the fastest, while SBA loans take longer due to government requirements.
Do I need a perfect credit score?
No! While excellent credit will get you the absolute best rates, we have specialized products for businesses with fair or poor credit. Revenue-based financing focuses heavily on your monthly sales volume rather than your FICO score.
Is collateral required?
Most of our small business term loans, lines of credit, and cash advances are unsecured—meaning you do not need to pledge personal real estate or heavy assets. Equipment financing naturally uses the equipment itself as collateral.